TERMS OF USE AGREEMENT

Last Updated: October 21, 2025

The following is an agreement between yourself (you) and Same Day VA LLC. By using this website (“the website”) and accessing any of the contents contained in it, you agree to be bound by the following terms and conditions. If you disagree with any of the Terms and Conditions of Use below, please navigate away from the site. These terms function closely with our Privacy Policy, so please review those too.

This website is provided to you by Same Day VA LLC, 1603 Capitol Ave STE 415 PMB 153538, Cheyenne, Wyoming 82001-4562. Same Day VA strives to ensure the information contained on the website is accurate, although occasionally errors may occur. Same Day VA LLC reserves the right to make changes and/or improvements to this website at any time. Further, THIS WEBSITE AND THE INFORMATION, SOFTWARE, AND SERVICES ARE PROVIDED ‘AS IS’ WITH NO EXPRESS OR IMPLIED WARRANTIES OF ANY KIND. SAME DAY VA LLC, OR ANY OF ITS AFFILIATES, IS NOT LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OR ANY OTHER INJURY ARISING OUT OF THE USE OF THE SITE.

IMPORTANT: Same Day VA is not endorsed, sponsored, or affiliated with the U.S. Department of Veterans Affairs or any other government agency.

PRIVACY POLICY

All information we collect on this Website is subject to our Privacy Policy. By using the Website, you consent to all actions taken by us with respect to your information in compliance with the Privacy Policy.

INTELLECTUAL PROPERTY RIGHTS

The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, source code, calculations, products, data, functionality, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Same Day VA LLC, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

The following marks which appear on the Site: Same Day VA™ and the respective logos, emblems, and designs are trademarks and/or service marks of Same Day VA LLC. Any and all other copyrights, trademarks or service marks located on the site are the property of their respective owners.

TESTIMONIALS AND USER CONTENT

You acknowledge and agree that all testimonials submitted to Same Day VA will become and remain our exclusive property, even if the provisions of these Terms of Use are later modified or terminated. This means that you irrevocably grant to Same Day VA the unrestricted right (now and in the future, without notice, compensation or other obligation to you or any other person) to use your statement, image, likeness, as they may be used, in any medium, in connection with an advertisement or for any other publicity purpose. You further agree that Same Day VA may use any percentage of your testimonial, image, likeness and/or works, in any way that it sees fit, and may exclude your name or use a fictitious name herewith.

NO GUARANTEE OF APPROVAL

Same Day VA LLC does not endorse, recommend, or steer consumers to any specific loan product that we offer, nor do we guarantee approval on any loan product. You make the ultimate decision on the loan product that is best for your individual financial situation. We will only provide lending services from loan officers who are licensed in the state you intend to purchase.

SUBMITTING REQUESTS FOR INFORMATION

When you submit a request for information (an “Inquiry”) through this website, a representative will contact you via the phone number or email address you provided. The representative will ask you for additional information in order to facilitate your request. WE WILL NOT ACCESS YOUR CREDIT WITHOUT YOUR EXPRESS VERBAL OR WRITTEN PERMISSION.

Same Day VA LLC is not responsible for any errors or delays in responding to your inquiry arising out of inaccurate information provided by you, or any other cause outside of our commercially reasonable control.

NO FEES FOR WEBSITE USE

There is no charge to you, as a consumer, for using the services provided on this Site. A licensed representative will discuss any and all fees for receiving a loan and all fees will be provided consistent with state and federal laws.

ACCOUNT REGISTRATION (IF APPLICABLE)

Registration is optional; however, you will need to register with us to use all of our features and services. If you choose to register, you must meet the following qualifications:

You must be at least 18 years of age and have the legal capacity to agree to these Terms of Service

You must provide true, accurate, current and complete registration information

You agree to keep this information up-to-date

You must abide at all times with the Terms of this Agreement

If you are registering on behalf of another individual, you must have legal authority to act on behalf of such individual

We are not responsible if we are unable to communicate with you because you have not kept your registration information up to date. By accessing and/or registering for the use of this website, you represent and warrant that (a) you have the authority and legal capacity to enter into the Agreement and follow its obligations, (b) you have the authority to bind your principal or employer company if you are applying on behalf of a business, and (c) you are providing true, complete and current information.

When you submit information about you to us, you agree that we may collect and use your information as disclosed in our Privacy Policy. Each time you access and use this website, you acknowledge that you have reviewed the policies disclosed in this section and consent to their terms.

ACCOUNT SECURITY

You are solely responsible for backing up any Content that you store on any customizable area on this website. We are not responsible for the loss of any data or Content you elect to store on our website.

You agree to notify Same Day VA immediately of any unauthorized use of an account. You are responsible for maintaining the confidentiality of any of your usernames or passwords associated with Same Day VA’s websites and content. You may be held liable for losses or damages incurred by Same Day VA or any other user of or visitor to the website due to someone else using your user name, ID, password, or other information which provides access to the website. Same Day VA is not liable for any loss or damage that you may incur as a result of your failure to comply with these requirements.

INDEMNIFICATION

You agree to indemnify Same Day VA LLC and its affiliates from and against any and all liabilities, expense (including attorney’s fees) and damages arising out of any claims resulting from your use of this website, including without limitation any claims alleging facts that, if true, would constitute a breach by you of these Terms and Conditions of Use.

GOVERNING LAW AND DISPUTE RESOLUTION

You agree that the laws of the State of Wyoming govern this contract and any claim or dispute that you may have against us, without regard to Wyoming’s conflict of laws rules. You further agree that a court located in Laramie County, Wyoming will resolve any disputes or claims that you may have against us.

ARBITRATION AGREEMENT

Any claim, dispute, or cause of action arising out of the use of the Site shall be subject to arbitration under the commercial arbitration rules of the American Arbitration Association, in a proceeding held before one arbitrator as chosen by Same Day VA LLC. The arbitration shall occur in Laramie County, Wyoming. Any claim, dispute, or cause of action shall be resolved in the arbitration proceeding and shall be binding on all parties. You, as the consumer, waive and forfeit any and all rights to any action in state or federal court to defend or assert your rights.

DISCLAIMER OF WARRANTIES

We provide this website “as is”, “with all faults” and “as available.” YOUR USE OF THIS WEBSITE IS AT YOUR OWN RISK. Neither we nor our Contributors make any express warranties or guarantees about this website and its Content. TO THE EXTENT PERMITTED BY LAW, WE DISCLAIM IMPLIED WARRANTIES THAT THIS WEBSITE AND ITS CONTENT ARE MERCHANTABLE, OF SATISFACTORY QUALITY, ACCURATE, FIT FOR A PARTICULAR PURPOSE OR NEED, TIMELY, RELIABLE OR NON-INFRINGING. WE DO NOT GUARANTEE THE RESULTS THAT YOU MAY OBTAIN FROM YOUR USE OF THIS WEBSITE. WE DO NOT GUARANTEE THAT THIS WEBSITE WILL MEET YOUR REQUIREMENTS. WE DO NOT GUARANTEE THAT YOU WILL BE ABLE TO ACCESS OR USE THIS WEBSITE AT TIMES OR LOCATIONS OF YOUR CHOOSING. NO ORAL OR WRITTEN INFORMATION OR ADVICE GIVEN BY OUR REPRESENTATIVES SHALL CREATE A WARRANTY.

LIMITATION OF LIABILITY

OUR PARENT, OUR CONTRIBUTORS, OUR DISTRIBUTORS AND WE SHALL NOT BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES ARISING FROM YOUR USE OF THIS WEBSITE. THESE EXCLUSIONS APPLY TO ANY CLAIMS FOR LOST PROFITS, LOST DATA, LOSS OF GOODWILL, WORK STOPPAGE, COMPUTER FAILURE OR MALFUNCTION, OR ANY OTHER COMMERCIAL DAMAGES OR LOSSES, EVEN IF WE KNEW OR SHOULD HAVE KNOWN THE POSSIBILITY OF SUCH DAMAGES. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR THE LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH STATES OR JURISDICTIONS, OUR AND OUR SUPPLIER’S LIABILITY IN SUCH STATE OR JURISDICTION SHALL BE LIMITED TO THE EXTENT PERMITTED BY LAW.

YOU AGREE, AND YOU WILL REQUIRE THAT ANY THIRD PARTY WHO INDIRECTLY USES THE CONTENT PROVIDED BY YOU (“THIRD PARTY USER”) TO AGREE, THAT IN NO EVENT SHALL WE OR OUR CONTRIBUTORS BE LIABLE FOR THE RESULTS OF ANY THIRD PARTY USER’S USE OR RELIANCE UPON THIS WEBSITE, FOR ITS INABILITY OR FAILURE TO CONDUCT ITS BUSINESS, OR FOR DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY OR PUNITIVE DAMAGES, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOST DATA OR LOST PROFITS, WHETHER IN TORT (INCLUDING NEGLIGENCE), CONTRACT, STRICT LIABILITY, UNDER STATUTE, IN EQUITY, AT LAW, OR OTHERWISE.

IN NO EVENT SHALL OUR OR OUR CONTRIBUTORS CUMULATIVE LIABILITY TO YOU FOR ANY AND ALL CLAIMS RELATING TO THE USE OF THIS WEBSITE SERVICES EXCEED THE TOTAL AMOUNT YOU PAID FOR THE PARTICULAR THIS WEBSITE SERVICE WITHIN AN IMMEDIATE TWELVE-MONTH PERIOD.

ENTIRE AGREEMENT

This Agreement and any supplemental terms, policies, rules and guidelines posted on this website constitute the entire agreement between you and Same Day VA LLC and supersede all previous written or oral agreements. If any part of this Agreement is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining portions shall remain in full force and effect.

COPYRIGHT POLICY

This website is operated by Same Day VA LLC. All notices of copyright infringement claims should be sent to the copyright agent designated below in the manner and by the means set out therein.

Same Day VA LLC will terminate the account and access rights of any repeat infringer. If you are a copyright owner or the legal agent of a copyright owner, and you believe that any user submission or content on the website infringes upon your copyrights, you may submit a notification pursuant to the Digital Millennium Copyright Act (DMCA).

DMCA notices should be sent to:

Same Day VA LLC

Attn: DMCA Agent

1603 Capitol Ave STE 415 PMB 153538

Cheyenne, WY 82001-4562

Email: [email protected]

Your DMCA notice must include:

A physical or electronic signature of the copyright owner or authorized agent

Identification of the copyrighted work claimed to have been infringed

Identification of the material claimed to be infringing and information reasonably sufficient to permit us to locate the material

Your contact information, including address, telephone number, and email address

A statement that you have a good faith belief that use of the material is not authorized by the copyright owner, its agent, or the law

A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the copyright owner

CONTACT INFORMATION

All other feedback, comments, requests for technical support, and other communications relating to the Website should be directed to:

Same Day VA LLC

1603 Capitol Ave STE 415 PMB 153538

Cheyenne, WY 82001-4562

Phone: (757) 600-8439

Email: [email protected]

Website: samedayvaloan.com

A2P 10DLC COMPLIANCE

Messaging Consent and Purpose

By providing your phone number to Same Day VA LLC through our website or other means, you agree to receive automated and manual application-to-person (A2P) messages. These may include transactional updates, appointment reminders, account notifications, promotional offers, and customer support responses.

Opt-Out Policy

You may opt-out of receiving A2P messages at any time by replying "STOP" to any message, or by contacting us at (757) 600-8439 or [email protected]. Upon opting out, you will no longer receive A2P messages from us, except for a confirmation of your opt-out request.

Compliance and Liability

Same Day VA LLC complies with all applicable regulations and carrier policies regarding A2P 10DLC messaging, including the Telephone Consumer Protection Act (TCPA). We are not liable for delayed or undelivered messages.

Message Frequency and Charges

The frequency of messages depends on your activity and preferences. Standard messaging and data rates may apply depending on your wireless provider’s plan. Same Day VA LLC is not responsible for any associated fees.

User Responsibility

It is your responsibility to provide accurate and current phone numbers. If you change or deactivate your phone number, you must inform us to prevent future messaging to the incorrect number.

Policy Updates

We may update this A2P section from time to time to reflect changes in our practices. Changes will take effect upon posting on our website. Continued use of the messaging service constitutes your acceptance of such updates.

Contact for Messaging Inquiries

Same Day VA LLC
1603 Capitol Ave STE 415 PMB 153538
Cheyenne, WY 82001-4562
Phone: (757) 600-8439
Email: [email protected]


PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.

Same Day VA LLC (Last Updated: October 21, 2025)